Play Dead (2022) on Netflix

Plot summary

Chloe Albright studies medicine and lives with her brother T.J. Their father is dead, his insurance has paid nothing because the death was ruled a suicide, and the medical bills and other debts are about to cost them the house. T.J. and his friend Ross try to solve the problem with a robbery, Ross carrying a fake gun into the shop while T.J. waits at the wheel. The shop owner shoots Ross, and T.J. drives away. He believes nothing ties him to the robbery, but Ross's phone holds enough for the police. To get it first, Chloe fakes a drug overdose and is taken to the morgue. The building locks behind her, and the coroner does not intend to let her walk out.